Business & Finance Abbreviations

1,475 abbreviations in 19 subcategories

Abbreviations used in management, job titles, accounting, banking, taxes, investing, economics, marketing, human resources, real estate, insurance, logistics and international trade. Many have precise regulatory or accounting definitions, which are summarized on each page.

Tax Abbreviations

Abbreviations for tax forms, filing statuses, credits, deductions, payroll taxes and taxpayer identification numbers, centered on the US federal system and covering major terms from the United Kingdom, Canada, the European Union, Australia and India. US forms issued by the Internal Revenue Service are known almost entirely by their numbers, so each entry explains who files or receives the form and when. Rates, thresholds and deadlines change often; confirm current figures with the relevant tax authority before relying on them.

AbbreviationStands for
1040U.S. Individual Income Tax Return (IRS Form 1040)
1099IRS Form 1099 information return series
1099-NECNonemployee Compensation (IRS Form 1099-NEC)
501(c)(3)Charitable organization (Internal Revenue Code section 501(c)(3))
AGIAdjusted gross income
CTCChild Tax Credit
EINEmployer Identification Number
EITCEarned Income Tax Credit
FICAFederal Insurance Contributions Act tax
GSTGoods and services tax
W-2Wage and Tax Statement (IRS Form W-2)
W-4Employee's Withholding Certificate (IRS Form W-4)

All 116 tax abbreviations →

Marketing & Advertising Abbreviations

Abbreviations from marketing strategy, digital advertising, search engine optimization, social media, email, sales pipelines, media buying and customer research. Many are performance metrics such as CTR, CPC and ROAS, so entries give the formula behind each one, making figures from different ad platforms and reports comparable. Ad platforms rename their products often, and entries note earlier names where they are still in use.

AbbreviationStands for
B2BBusiness-to-business
B2CBusiness-to-consumer
CACCustomer acquisition cost
CPACost per acquisition
CPCCost per click
CPMCost per mille
CRMCustomer relationship management
CTACall to action
CTRClick-through rate
DTCDirect-to-consumer
PRPublic relations
SEOSearch engine optimization

All 111 marketing & advertising abbreviations →

Management & Strategy Abbreviations

Abbreviations from general management, corporate strategy, governance, operations, procurement and quality management, along with the deadline shorthand used in office email and chat. They appear in board papers, strategy decks, tender documents and team messages, and many come from named frameworks such as Six Sigma, lean manufacturing or the balanced scorecard. Entries explain what each term measures or describes, where it came from and how it differs from similar-looking terms.

AbbreviationStands for
C-suiteChief executive suite (senior executives with chief titles)
COBClose of business
EODEnd of day
ERPEnterprise resource planning
ESGEnvironmental, social and governance
KPIKey performance indicator
OKRObjectives and key results
R&DResearch and development
RFPRequest for proposal
SLAService-level agreement
SMARTSpecific, measurable, achievable, relevant, time-bound
SMESmall and medium-sized enterprise

All 92 management & strategy abbreviations →

Stock Market & Investing Abbreviations

Abbreviations used in stock trading and investing: exchanges and indices, regulators and SEC filings, fund types, valuation ratios, order types, options terms and technical indicators. They appear in brokerage apps, analyst reports, financial news tickers and regulatory documents. Entries explain what each term measures or regulates, give typical values or rules where they are well established, and point out look-alikes such as the different meanings of ATM, IV and SMA.

AbbreviationStands for
10-KForm 10-K (annual report)
10-QForm 10-Q (quarterly report)
ADRAmerican depositary receipt
ATHAll-time high
ATMAt the money
ETFExchange-traded fund
IPOInitial public offering
NASDAQNational Association of Securities Dealers Automated Quotations
NYSENew York Stock Exchange
OTCOver-the-counter
P/EPrice-to-earnings ratio
S&P 500Standard & Poor's 500

All 110 stock market & investing abbreviations →

Accounting Abbreviations

Abbreviations from bookkeeping, financial statements, accounting and auditing standards, cost accounting and reporting periods, such as GAAP, IFRS, P&L, EBITDA, COGS, YTD and YoY. Accountants, auditors, analysts and managers use them in ledgers, annual reports, earnings releases and month-end close checklists. Where a term is defined by a standard-setter such as FASB or the IASB, the entry names the relevant standard and notes how US and international practice differ.

AbbreviationStands for
APAccounts payable
ARAccounts receivable
COGSCost of goods sold
EBITDAEarnings before interest, taxes, depreciation and amortization
EPSEarnings per share
FYFiscal year
GAAPGenerally accepted accounting principles
P&LProfit and loss statement
POPurchase order
Q1First quarter
Q2Second quarter
YTDYear to date

All 95 accounting abbreviations →

Currency Abbreviations

Three-letter ISO 4217 currency codes and common local currency abbreviations, as seen on exchange-rate tables, invoices, bank transfers, price tags and travel bookings. In most ISO codes the first two letters are the country's ISO 3166 code and the third is the currency's initial (US + D = USD), while codes beginning with X denote shared regional currencies, precious metals and special units. Local abbreviations such as Rs, RM and kr are common on price tags but ambiguous internationally, so contracts and payments use the ISO code.

AbbreviationStands for
AEDUAE dirham
AUDAustralian dollar
BRLBrazilian real
CADCanadian dollar
CHFSwiss franc
CNYChinese yuan (renminbi)
EUREuro
GBPPound sterling
HKDHong Kong dollar
INRIndian rupee
JPYJapanese yen
USDUnited States dollar

All 77 currency abbreviations →

Human Resources Abbreviations

Abbreviations from human resources, recruiting, payroll, benefits, leave, labor relations and employee development, as they appear in job ads, offer letters, benefits guides, pay stubs and HR software. US employment laws such as FMLA, FLSA and COBRA are summarized with their main eligibility rules, and common UK, Canadian and Indian terms are included. Employment law differs by state and country and changes often, so confirm specific requirements with the relevant agency or an employment lawyer.

AbbreviationStands for
ATSApplicant tracking system
COBRAConsolidated Omnibus Budget Reconciliation Act
DEIDiversity, equity and inclusion
EOEEqual opportunity employer
FLSAFair Labor Standards Act
FMLAFamily and Medical Leave Act
FTFull-time
FTEFull-time equivalent
HRHuman resources
I-9Employment Eligibility Verification (Form I-9)
OTOvertime
PTOPaid time off

All 86 human resources abbreviations →

Logistics, Supply Chain & Trade Abbreviations

Abbreviations used in shipping, freight, warehousing, inventory control, manufacturing planning, customs and international trade, including all eleven Incoterms 2020 rules. Entries explain where each term appears, such as on bills of lading, customs filings, freight quotes and warehouse systems, and how look-alike terms differ. Customs and trade requirements vary by country, so US and EU rules are noted where they matter most.

AbbreviationStands for
3PLThird-party logistics
ASNAdvance shipping notice
AWBAir waybill
BOLBill of lading
BOMBill of materials
CIFCost, Insurance and Freight
DAPDelivered at Place
ETDEstimated time of departure
FOBFree on Board
JITJust-in-time
SKUStock keeping unit
UPCUniversal Product Code

All 106 logistics, supply chain & trade abbreviations →

Finance Abbreviations

Corporate finance, valuation, private equity, venture capital and investment banking abbreviations, from return measures such as ROI and IRR to deal terms such as LBO, LOI and PIPE. Analysts, bankers, founders and CFOs use them in financial models, pitch books, term sheets and earnings calls. Many are formulas, so entries give the calculation or rule of thumb along with how the measure is interpreted and where it can mislead.

AbbreviationStands for
ARRAnnual recurring revenue
AUMAssets under management
CAGRCompound annual growth rate
CapExCapital expenditure
CAPMCapital asset pricing model
D/EDebt-to-equity ratio
DCFDiscounted cash flow
DDDue diligence
M&AMergers and acquisitions
PEPrivate equity
ROIReturn on investment
VCVenture capital

All 88 finance abbreviations →

Real Estate & Mortgage Abbreviations

Abbreviations used in buying, selling, financing, owning and leasing property, from mortgage programs and closing disclosures to listing shorthand, homeowners associations, investment metrics and commercial leases. Most entries reflect US practice, where mortgage terms are shaped by federal agencies and the secondary mortgage market, and state laws on contracts, disclosures and associations vary. Listing shorthand such as BR, BA and EIK is explained with the conventions agents actually follow.

AbbreviationStands for
ADUAccessory dwelling unit
ARMAdjustable-rate mortgage
BABathroom
BRBedroom
CC&RsCovenants, conditions and restrictions
FHAFederal Housing Administration
HELOCHome equity line of credit
HOAHomeowners association
LTVLoan-to-value ratio
MLSMultiple listing service
PMIPrivate mortgage insurance
REITReal estate investment trust

All 95 real estate & mortgage abbreviations →

Job Title Abbreviations

Abbreviations for corporate job titles and ranks, from chief officers such as CEO and CFO to vice presidents, managers, sales roles and the shorthand used in job postings, org charts and email signatures. Many chief-officer abbreviations have more than one expansion (CPO, CRO, CDO, CSO, CCO), so the meaning depends on the company and industry. Entries explain each role's responsibilities and reporting line and how the same title can mean different things in different countries and sectors.

AbbreviationStands for
CEOChief executive officer
CFOChief financial officer
CIOChief information officer
CMOChief marketing officer
COOChief operating officer
CTOChief technology officer
GMGeneral manager
Jr.Junior
MDManaging director
PMProject manager
Rep.Representative
VPVice president

All 70 job title abbreviations →

Economics Abbreviations

Abbreviations from macroeconomics, microeconomics, economic statistics, monetary policy, international trade and development economics, such as GDP, CPI, PPP, QE and FOMC. They fill central bank statements, government data releases, economics textbooks and financial news. Entries explain what each indicator measures, who publishes it and how often, and how related measures (CPI and PCE, GDP and GNP, U-3 and U-6) differ.

AbbreviationStands for
BoEBank of England
BoJBank of Japan
BRICSBrazil, Russia, India, China and South Africa
COLACost-of-living adjustment
CPIConsumer price index
ECBEuropean Central Bank
FDIForeign direct investment
FOMCFederal Open Market Committee
FXForeign exchange
GDPGross domestic product
GNPGross national product
QEQuantitative easing

All 81 economics abbreviations →

Banking Abbreviations

Abbreviations from retail and commercial banking, payment systems, cards, financial-crime compliance and bank regulation, such as ATM, ACH, IBAN, SWIFT, KYC and AML. They appear on bank statements, wire instructions, card terms, compliance manuals and bank earnings reports. Many payment systems are national, so entries state which country or region each code or network belongs to and how it differs from look-alikes elsewhere.

AbbreviationStands for
A/CAccount
ABAAmerican Bankers Association (routing number)
ACHAutomated Clearing House
AMLAnti-money laundering
ATMAutomated teller machine
BICBusiness Identifier Code
BSABank Secrecy Act
CDCertificate of deposit
CVVCard verification value
KYCKnow your customer
PINPersonal identification number
SWIFTSociety for Worldwide Interbank Financial Telecommunication

All 80 banking abbreviations →

Personal Finance Abbreviations

Abbreviations for retirement accounts, education and health savings plans, credit scores, borrowing costs, student loans and everyday money management, mainly in the United States, with the leading equivalents in the United Kingdom, Canada, Australia and India. Many of these accounts are defined by specific sections of tax law, so each entry summarizes who can use the account and the rules that matter most. Contribution limits and thresholds change every year and should be checked against current official figures.

AbbreviationStands for
401(k)Employer-sponsored retirement savings plan (Internal Revenue Code section 401(k))
403(b)Tax-sheltered annuity plan (Internal Revenue Code section 403(b))
529Qualified tuition program (Internal Revenue Code section 529)
APRAnnual percentage rate
APYAnnual percentage yield
DTIDebt-to-income ratio
FICOFair Isaac Corporation credit score
FSAFlexible spending account
HSAHealth savings account
IRAIndividual retirement account
PSLFPublic Service Loan Forgiveness
Roth IRARoth individual retirement account

All 69 personal finance abbreviations →

Company Type Abbreviations

Legal-form designations that follow (or sometimes precede) company names around the world, such as LLC and Inc. in the United States, Ltd and PLC in the UK, GmbH and AG in Germany, SA in France and Spain and KK in Japan. The suffix tells you the country of registration, whether owners have limited liability and often whether shares can be offered to the public. Entries give the original-language full form, the countries that use it, liability and minimum-capital rules where they are well established, and how the designation is normally written.

AbbreviationStands for
AGAktiengesellschaft (stock corporation)
B CorpCertified B Corporation
bros.Brothers
Co.Company
Corp.Corporation
DBADoing business as
GmbHGesellschaft mit beschränkter Haftung (company with limited liability)
Inc.Incorporated
LLCLimited liability company
Ltd.Limited
PLCPublic limited company
SASociété anonyme / Sociedad anónima (public limited company)

All 78 company type abbreviations →

Insurance Abbreviations

Abbreviations from auto, home, renters, life, disability, annuity, business liability, workers' compensation and marine insurance, plus the industry's own vocabulary for underwriting, claims and reserves. Many appear on declarations pages, certificates of insurance and policy forms, and each entry explains what the coverage pays for and how it differs from similar coverages. Insurance is regulated state by state in the US and nationally elsewhere, so required coverages and limits vary by location; health insurance terms are covered separately.

AbbreviationStands for
ACVActual cash value
AD&DAccidental death and dismemberment insurance
BIBodily injury liability
CGLCommercial general liability
COICertificate of insurance
COLLCollision coverage
COMPComprehensive coverage
D&ODirectors and officers liability insurance
E&OErrors and omissions insurance
GLGeneral liability insurance
HO-3Homeowners 3 special form
WCWorkers' compensation

All 86 insurance abbreviations →

E-commerce & Retail Abbreviations

Abbreviations used by online sellers, marketplaces, payment providers and physical retailers, covering store performance metrics, checkout and payments, Amazon selling, pricing policies, promotions and the condition codes found in resale listings. Retail metrics such as AOV, UPT and like-for-like sales are explained with their formulas. Where practice differs by country, such as RRP in the UK, MRP in India or cash on delivery in South Asia and the Middle East, entries note the regional usage.

AbbreviationStands for
AOVAverage order value
ASINAmazon Standard Identification Number
BNPLBuy now, pay later
BOGOBuy one, get one (free)
BOPISBuy online, pick up in store
CODCash on delivery
CPGConsumer packaged goods
CROConversion rate optimization
DOADead on arrival
EUCExcellent used condition
OBOOr best offer
POSPoint of sale

All 75 e-commerce & retail abbreviations →

Project Management Abbreviations

Abbreviations from project, program and portfolio management, covering planning and scheduling methods, earned value formulas, change control, contract types, agile and Scrum roles, scaled agile frameworks and professional certifications. They appear in project plans, status reports, PMI and PRINCE2 materials and tools such as Jira and Microsoft Project. Earned value entries include the formula behind each metric so figures can be checked by hand.

AbbreviationStands for
CPMCritical path method
CSMCertified ScrumMaster
PMProject management
PMBOKProject Management Body of Knowledge
PMIProject Management Institute
PMOProject management office
PMPProject Management Professional
PoCProof of concept
PRINCE2Projects in Controlled Environments
RACIResponsible, accountable, consulted, informed
UATUser acceptance testing
WBSWork breakdown structure

All 59 project management abbreviations →

Bond & Fixed-Income Abbreviations

Abbreviations from the bond market: government and corporate debt securities, yield measures, securitized products, credit and interest rate derivatives, credit ratings and benchmark interest rates such as SOFR and EURIBOR. Bond traders, portfolio managers, corporate treasurers and borrowers use them daily, and many of these rates feed directly into mortgages and business loans. Entries explain how each instrument or measure works, how it is quoted and how it differs from similar terms.

AbbreviationStands for
AAAHighest credit rating (triple-A)
ABSAsset-backed security
CDOCollateralized debt obligation
CDSCredit default swap
CLOCollateralized loan obligation
CMBSCommercial mortgage-backed security
LIBORLondon Interbank Offered Rate
MBSMortgage-backed security
SOFRSecured Overnight Financing Rate
T-billTreasury bill
TIPSTreasury Inflation-Protected Securities
YTMYield to maturity

All 42 bond & Fixed-Income abbreviations →