CDHP
Medical abbreviation · Health Insurance
| Stands for | Consumer-directed health plan |
|---|---|
| Categories | Medical |
CDHP stands for Consumer-directed health plan, a health insurance abbreviation.
Plan design pairing a high deductible with a tax-advantaged account, such as an HSA or HRA, that members use to pay for care, giving them more control over spending and more exposure to prices. Employers offer CDHPs to lower premiums and encourage cost-conscious use of care.
Example: Open enrollment choices: a traditional PPO or the CDHP with a $1,000 employer HSA deposit.
Usage notes
The term is often used interchangeably with HDHP, though a CDHP specifically includes an account. Price transparency tools and cost estimators are meant to help members compare services. Studies have found that CDHP enrollees spend less, partly by using fewer services, including some necessary ones.
Related abbreviations
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- ASO – Administrative services only
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- BAA – Business associate agreement
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- CDM – Charge description master (chargemaster)
- CHIP – Children's Health Insurance Program
- CMS – Centers for Medicare & Medicaid Services
- CMS-1500 – CMS-1500 claim form
- COB – Coordination of benefits
- COBRA – Consolidated Omnibus Budget Reconciliation Act
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This entry is for general education and is not medical advice. Abbreviation use varies between institutions; always confirm in context.