UIM
Transportation & Travel abbreviation · Driving
| Stands for | Underinsured motorist coverage |
|---|---|
| Categories | Transportation & Travel |
UIM stands for Underinsured motorist coverage, a driving abbreviation also used in business.
Auto insurance that pays when an at-fault driver has insurance but not enough to cover the victim's injuries. UIM fills the gap between the other driver's liability limits and the actual damages.
Example: The other driver only had $25,000 in coverage, so my UIM paid the rest of the hospital bills.
Usage notes
Because state minimum liability limits are often low, such as $25,000 per person, UIM protects against serious injuries caused by minimally insured drivers. It is usually sold alongside UM coverage. Rules on how UIM limits stack across multiple vehicles vary by state.
Related abbreviations
More driving abbreviations
- RTOR – Right turn on red
- RV – Recreational vehicle
- SoS – Secretary of State
- SR – State Route
- SR-22 – SR-22 certificate of financial responsibility
- TNC – Transportation network company
- ULEZ – Ultra Low Emission Zone
- UM – Uninsured motorist coverage
- US – United States Numbered Highway
- USDOT – US Department of Transportation number
- UTV – Utility task vehicle
- V5C – Vehicle registration certificate (UK)